PNB LBO Recruitment 2025 The PNB LBO Recruitment 2025 notification has been officially released by Punjab National Bank (PNB). This is a special recruitment drive for 750 posts of Local Bank Officer (LBO) in the Junior Management Grade Scale-I (JMGS-I). This is a golden opportunity for experienced banking professionals currently working in other Scheduled Commercial Banks or RRBs to join one of India’s leading public sector banks.
This recruitment is unique as it does not require the IBPS exam and instead relies on a candidate’s prior banking experience and proficiency in a local language. This ultimate guide from Rojgardesk.com provides a comprehensive 2800-word breakdown of the entire PNB LBO Recruitment 2025 process. We will cover the state-wise vacancies, detailed eligibility (including the crucial 1-year experience), the new four-stage selection process, a complete topic-by-topic syllabus, and a step-by-step guide on how to apply online.
Applications are open from November 3, 2025, to November 23, 2025.
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PNB LBO Recruitment 2025: Overview
| Particulars | Details |
| Recruiting Body | Punjab National Bank (PNB) |
| Post Name | Local Bank Officer (LBO) |
| Grade/Scale | Junior Management Grade Scale-I (JMGS-I) |
| Total Vacancies | 750 Posts |
| Pay Scale (Basic) | ₹48,480 (JMGS-I Scale) |
| Application Mode | Online |
| Application Dates | Nov 3, 2025, to Nov 23, 2025 |
| Selection Process | Online Test, Screening, LLPT, Interview |
| Official Website | Click here |
Important Dates
Mark your calendar. The official schedule for the PNB LBO application and exam process is as follows:
| Event | Date |
| Notification Release Date | November 3, 2025 |
| Online Application Starts | November 3, 2025 |
| Last Date to Apply Online | November 23, 2025 |
| Last Date for Fee Payment | November 23, 2025 |
| Tentative Online Test Date | December 2025 / January 2026 |
Application Fee
The application fee must be paid online and is non-refundable.
| Category | Fee Amount |
| SC / ST / PwBD | ₹ 59/- (₹50 + 18% GST) |
| General / OBC / EWS | ₹ 1180/- (₹1000 + 18% GST) |
PNB LBO Recruitment 2025: State-wise Vacancy Details
A total of 750 vacancies have been announced across 17 states. Candidates can apply for one state only and must be proficient in the mandatory local language for that state. PNB LBO Recruitment 2025
| State | Mandatory Language | SC | ST | OBC | EWS | UR | Total |
| Andhra Pradesh | Telugu | 0 | 0 | 1 | 0 | 4 | 5 |
| Gujarat | Gujarati | 14 | 7 | 25 | 9 | 40 | 95 |
| Karnataka | Kannada | 12 | 6 | 22 | 8 | 37 | 85 |
| Maharashtra | Marathi | 20 | 10 | 36 | 13 | 56 | 135 |
| Telangana | Telugu | 13 | 6 | 23 | 8 | 38 | 88 |
| Tamil Nadu | Tamil | 12 | 6 | 22 | 8 | 37 | 85 |
| West Bengal | Bengali | 13 | 6 | 24 | 9 | 38 | 90 |
| Jammu & Kashmir | Urdu/ Dogri/ Kashmiri | 3 | 1 | 5 | 2 | 9 | 20 |
| Ladakh | Urdu/ Purgi/ Bhoti | 0 | 0 | 0 | 0 | 3 | 3 |
| Arunachal Pradesh | English | 0 | 0 | 1 | 0 | 4 | 5 |
| Assam | Assamese/ Bodo | 12 | 6 | 23 | 8 | 37 | 86 |
| Manipur | Manipuri/ Meitei | 1 | 0 | 2 | 0 | 5 | 8 |
| Meghalaya | Garo/ Khasi | 1 | 0 | 2 | 0 | 5 | 8 |
| Mizoram | Mizo | 0 | 0 | 1 | 0 | 4 | 5 |
| Nagaland | English | 0 | 0 | 1 | 0 | 4 | 5 |
| Sikkim | Nepali/ Sikkimese | 0 | 0 | 1 | 0 | 4 | 5 |
| Tripura | Bengali/ Kokborok | 3 | 1 | 5 | 2 | 11 | 22 |
| Grand Total | 104 | 49 | 194 | 67 | 336 | 750 |
PNB LBO Eligibility Criteria 2025 (CRITICAL)
This is the most important section. This is not a fresher recruitment. Candidates must meet all four criteria: Age, Education, Experience, and Language. PNB LBO Recruitment 2025
1. Age Limit (as of 01.07.2025)
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- (This means the candidate must have been born not earlier than 02.07.1995 and not later than 01.07.2005).
Age Relaxation:
- SC/ST: 5 Years
- OBC (NCL): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: 5 Years
- 1984 Riot Victims: 5 Years
2. Educational Qualification (as of 23.11.2025)
- Requirement: A candidate must be a Graduate in any discipline from a University/Institution recognized by the Government of India.
- The mark sheet or Degree Certificate must be dated on or before the closing date of application (Nov 23, 2025).
3. Mandatory Work Experience (as of 23.11.2025)
- Requirement: Candidates must possess a minimum of one (1) year of post-qualification work experience.
- Cadre: The experience must be in a Clerical or Officer Cadre.
- Organization: The experience must be from a Scheduled Commercial Bank or a Regional Rural Bank (RRB) listed in the Second Schedule of the RBI Act, 1934.
- Note: Experience in financial institutions (NBFCs), insurance, or other organizations is not eligible.
4. Mandatory Local Language Proficiency
- Requirement: Candidates must be proficient (reading, writing, and speaking) in the specified local language of the state for which they are applying (as listed in the vacancy table).
- Proof: Candidates who can produce a 10th or 12th standard mark sheet/certificate proving they studied the specified local language will be exempt from the language test.
- Test: All other selected candidates will have to pass a Local Language Proficiency Test (LLPT). This test is qualifying in nature. Failing this test will result in disqualification, even if you clear the exam and interview.
- PNB LBO Recruitment 2025
Salary, Service Bond, and CIBIL Score
PNB LBO Salary 2025 (JMGS-I)
Selected candidates will be placed in the Junior Management Grade Scale-I.
- Pay Scale: ₹48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85920
- Allowances: In addition to the Basic Pay, officers are eligible for Dearness Allowance (DA), City Compensatory Allowance (CCA), House Rent Allowance (HRA) or Leased Accommodation, Medical Insurance, Leave Fare Concession (LFC), and other benefits as per bank rules.
- Approximate Gross Salary: The total starting gross emoluments for a JMGS-I officer are approximately ₹80,000 – ₹85,000 per month (depending on the city of posting).
Advance Increments for Officer Experience
- Two Increments: Candidates with 2+ years of experience as an Officer in a Scheduled Commercial Bank may get two advance increments.
- One Increment: Candidates with 1+ year of experience as an Officer (or from a subsidiary) may get one advance increment.
- Note: Clerical experience is not eligible for advance increments but is valid for the minimum 1-year eligibility.
- PNB LBO Recruitment 2025
Service Indemnity Bond
Selected candidates must execute an Indemnity Bond to serve the Bank for a minimum period of 3 years. The bond amount is ₹2,00,000/- (Rupees Two Lakh Only).
Credit (CIBIL) Score Requirement
A unique eligibility point for this recruitment is the credit history.
- Requirement: Candidates must have a healthy credit history and a minimum CIBIL score of 680 or above at the time of joining.
- NOC: If your score is low due to recently paid dues, you must produce NOCs from the lenders.
PNB LBO Recruitment 2025: Selection Process (4 Stages)
The selection for the PNB LBO Recruitment 2025 is a comprehensive four-stage process:
- Stage 1: Online Written Test (150 Marks)
- Stage 2: Screening (Document Verification)
- Stage 3: Local Language Proficiency Test (LLPT) (Qualifying)
- Stage 4: Personal Interview (50 Marks)
Final Merit List: The final selection will be based on the combined marks of the Online Written Test (Stage 1) + Personal Interview (Stage 4). Candidates must qualify in the LLPT (Stage 3) to be considered for the final list.
PNB LBO 2025: Detailed Exam Pattern
Stage 1: Online Written Test
This is the first and most important hurdle. The pattern is as follows:
- Negative Marking: Yes, 1/4th (0.25) of the mark assigned to the question will be deducted for each wrong answer.
- Sectional Timings: Yes, each section has a separate timer.
- Qualifying Marks: 40% for General/EWS and 35% for Reserved categories in each section.
| Sr. No. | Name of the Test | No. of Qs | Max. Marks | Duration |
| 1 | Reasoning & Computer Aptitude | 25 | 25 | 35 Minutes |
| 2 | Data Analysis & Interpretation | 25 | 25 | 35 Minutes |
| 3 | English Language | 25 | 25 | 25 Minutes |
| 4 | Quantitative Aptitude | 25 | 25 | 35 Minutes |
| 5 | General/Economy/Banking Awareness | 50 | 50 | 50 Minutes |
| Total | 150 | 150 | 180 Minutes (3 Hours) |
Stage 3: Local Language Proficiency Test (LLPT)
- Who takes it? All candidates who did not study the state’s local language in 10th or 12th.
- Nature: This test is Qualifying only. Marks are not added to the merit list.
- Test: It will assess your reading, writing, and speaking skills in the local language.
Stage 4: Personal Interview
- Marks: 50 Marks
- Minimum Qualifying Marks:
- 50% (25 marks) for General/EWS
- 45% (22.50 marks) for SC/ST
Detailed Syllabus for PNB LBO Recruitment 2025
To clear the online exam, a thorough understanding of the syllabus is crucial. Here is a detailed, topic-by-topic breakdown for each section of the PNB LBO Recruitment 2025 exam.
(Internal Link Placeholder: For more details, check our [Link to: Bank Exam Syllabus] page.)
1. Reasoning & Computer Aptitude Syllabus
This section is a mix of two subjects.
- Reasoning (Approx. 15-18 Questions):
- Puzzles: Floor-based, Day/Week-based, Box-based, Designation-based.
- Seating Arrangements: Linear (Single and Double Row), Circular (In/Out), Square/Rectangular.
- Syllogism: (2-3 statements, “Only a few” type).
- Blood Relations: Coded and direct.
- Inequality: Coded and direct.
- Coding-Decoding: Chinese coding, new pattern.
- Direction & Distance: Standard and coded.
- Input-Output: Machine input-output.
- Data Sufficiency: Two-statement and three-statement.
- Logical Reasoning: Statement & Assumption, Course of Action, Cause & Effect.
- Computer Aptitude (Approx. 7-10 Questions):
- Fundamentals: History & Generations of Computers, Hardware, Software.
- Networking: LAN, WAN, MAN, Topology, TCP/IP Model.
- Internet: Web browsers, URLs, Viruses, Malware, Cybersecurity.
- MS Office: Word, Excel (Formulas), PowerPoint (Shortcuts).
- DBMS: Basic concepts of Database Management Systems.
- Number System: Binary-Decimal conversion.
- Logic Gates: AND, OR, NOT, etc.
2. Data Analysis & Interpretation Syllabus
This section is purely Data Interpretation (DI).
- Tabular DI: Standard tables with missing data.
- Bar Graphs: Single and stacked bar graphs.
- Line Graphs: Single and multiple line graphs.
- Pie Charts: Single and double pie charts (Percentage and Degree based).
- Caselet DI: Paragraph-based data that you must convert into a table.
- Radar Graphs (Spider Charts): Common in PO/JMGS-I exams.
- Arithmetic-based DI: DI sets based on Profit & Loss, Time & Work, or Partnership concepts.
3. English Language Syllabus
- Reading Comprehension (RC): One or two passages, often related to banking or the economy.
- Cloze Test: Passage with blanks (new and old pattern).
- Error Spotting / Sentence Correction: Finding grammatical errors.
- Para Jumbles / Sentence Rearrangement: Arranging 5-6 sentences into a coherent paragraph.
- Fill in the Blanks: Double and single fillers.
- Word Swap / Word Rearrangement: Finding incorrectly placed words.
- Vocabulary: Synonyms, Antonyms, Idioms & Phrases (often asked in the RC).
- Match the Column: Matching two columns to form a correct sentence.
4. Quantitative Aptitude Syllabus
- Data Interpretation (DI): This section may also contain 1-2 DI sets.
- Number Series: Missing series and Wrong-number-out series.
- Approximation & Simplification: (BODMAS rules, squares, cubes).
- Quadratic Equations: (Finding the relation between x and y).
- Quantity Comparison (Q1 vs Q2): Comparing two quantities based on arithmetic problems.
- Arithmetic Word Problems (Main Focus):
- Percentage & Averages
- Profit, Loss & Discount
- Simple Interest (SI) & Compound Interest (CI)
- Ratio & Proportion
- Time, Speed & Distance (including Boat & Stream, Trains)
- Time & Work (including Pipes & Cisterns)
- Partnership
- Permutation & Combination
- Probability
- Mensuration (2D & 3D)
5. General/Economy/Banking Awareness Syllabus (50 Marks)
This is the highest-weightage section and the key to your selection.
- Banking & Financial Awareness (Approx. 20-25 Qs):
- RBI & its Functions: Monetary Policy, RBI Circulars (last 6 months), CRR, SLR, Repo Rate.
- Banking Terms: NPA, KYC, RTGS, NEFT, Cheques, BASEL norms.
- Types of Banks: Small Finance Banks, Payments Banks, RRBs, SCBs.
- Financial Markets: Capital Market, Money Market, Types of Bonds.
- History of Banking in India: PNB’s history, bank mergers.
- Important Committees: Narasimham Committee, etc.
- Current Affairs (Approx. 15-20 Qs):
- Focus on the last 6 months before the exam.
- National News: Government Schemes, Summits, Index & Ranks.
- Economy News: GDP Forecasts, Union Budget, Economic Survey.
- Appointments: (National & International, especially in Banking/Finance).
- Awards & Honours: (Nobel Prize, National Awards).
- Sports: (Major tournaments).
- Books & Authors.
- Static GK (Approx. 5-10 Qs):
- Bank Headquarters (National & International).
- National Parks & Wildlife Sanctuaries.
- Important Days (especially financial literacy day, etc.).
- Currencies & Capitals.
How to Apply Online for PNB LBO Recruitment 2025
Follow these steps carefully to submit your application form:
- Visit the Official Website: Go to the official PNB website:
https://pnb.bank.in/ - Find Career Page: Click on the “Recruitments/ Careers” link, usually found at the bottom of the homepage.
- Find Notification: Look for the link “RECRUITMENT OF 750 LOCAL BANK OFFICERS (LBO) (JMGS-I)”.
- New Registration: Click on “CLICK HERE FOR NEW REGISTRATION”.
- Enter Basic Details: Fill in your Name, Mobile Number, and Email ID. A Provisional Registration Number and Password will be sent to you.
- Log In & Fill Form: Log in and fill out your personal, academic, and professional details.
- Upload Documents (Images): Upload your scanned:
- Photograph (20kb – 50kb)
- Signature (10kb – 20kb, NOT in capitals)
- Left Hand Thumb Impression (20kb – 50kb)
- Handwritten Declaration (50kb – 100kb)
- Upload Documents (PDFs): This is a key step. You must also upload PDF copies of:
- Proof of Age (10th Certificate)
- Caste/Disability Certificate (if applicable)
- Educational Qualification Certificates (Degree/Mark sheets)
- Post-Qualification Work Experience Certificate (Mandatory)
- Select State: Carefully choose the one state you wish to apply for.
- Pay Application Fee: Pay the required fee (₹1180 / ₹59) online.
- Final Submit: Review your entire application, submit it, and save a printout of the final form and e-receipt.
Important Links
| Link Type | Link (Button) |
| Apply Online | CLICK HERE |
| Download Official Notification | CLICK HERE |
| Official Website | CLICK HERE |
